1209 Orange Street, Wilmington, County of New Castle, 19801
Phone: +1 415 800 4091
Unless agreed otherwise, Company is the sole owner of the information we collect on our Site or through your use of our products/services. The information we collect depends on what you do when you visit or utilize the Site, and on what you do when you access or use our products/services.
We collect PII from Users in a number of different ways, including without limitation, in the ways set forth below:
Please note that we do not collect PII about you unless you choose to provide such PII to us by creating an account, visiting our Site, subscribing to our services, using our products/services, and/or contacting us regarding the Site or our products/services. If at any time you do provide us with such PII, we will collect it.
Analytical Information and Anonymized Data
For each User, we may automatically gather certain information and store it in log files. This information includes the following: web beacons, embedded web links, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, data related to your use of our products/services, and/or clickstream data.
We may collect and store this information on an individual basis and in aggregate, or combined, form. We may also collect both User-specific and aggregate information on what pages Users access or visit. We use this information to analyze trends, to administer the Site or our product/services, to track Users’ movements around the Site, and to gather demographic information about our user base as a whole. We also use this information to improve the content of our web pages and our product/services, and to customize the content and layout of our web pages. All of this is done with the intention of making our Site more useful to Users.
We may use session cookies to make it easier for you to navigate the Site. In particular we use session cookies to record session information, such as which web pages a User has visited, and to track User activity on the Site. We also use session cookies to store any passwords used on the Site (such as a password associated with a User account), so you do not have to enter it more than once per session. Session cookies expire when you close your browser.
We may use persistent cookies to track and target the interests of our Users to enhance the experience on our Site. Persistent cookies remain on your device for an extended period of time. You can remove persistent cookies by following directions provided in your browser’s “help” file.
Use of PII by Company
Company may also use your PII to send you information on products, services, and special offers and promotions in which you might have an interest. From time to time, we may also use your information to contact you for market research purposes. The means by which Company will use to contact you with this information will depend on the type of PII you have provided. For example, if you provide us with your email address, you may receive periodic promotional emails from us.
If you do not wish to receive special offers and other promotional information from us, you may opt out of receiving such communications, as discussed below.
Sharing Your PII
As a general rule, Company will not disclose any of your PII except to our affiliated companies except when we have your permission or under special circumstances or under the circumstances described below.
We may disclose any collected information, including PII, if: (1) the disclosure is necessary or useful to our provision of services; (2) we believe in good faith that disclosure is necessary to protect our rights, interests, or property; (3) we are acting in good faith to protect your safety or the safety of others, to investigate fraud, or to respond to a government request; (4) we believe in good faith the disclosure is required by law, such as to comply with a subpoena, search warrant, court order, or similar legal or administrative process; and (5) a third party purchases or otherwise acquires us or the Site, in which case your information will likely be among the assets transferred.
The Site may offer opportunities to request additional information from sponsors or partners of Company. By requesting more information, you give Company permission to transfer your PII to the sponsor or partner so they can fulfill your request. In many instances, only your e-mail address will be shared.
We do not rent or sell email addresses to third parties, or otherwise share any non-anonymized personally-identifying information we collect, with any third parties (other than our affiliated entities) except as set forth above.
If we do share PII with an entity working on our behalf, we will employ commercially-appropriate procedures to help ensure that the disclosed PII is used only for authorized purposes by authorized persons, and that safeguards are in place to help maintain the security, integrity, and privacy of the PII.
Upon request we provide Users with access to their own contact PII (e.g., name, address, e-mail address, phone number) that we maintain about them. You can access this PII by sending your request to: email@example.com. To help us process your request, please provide sufficient information to allow us to identify you in our records.
We reserve the right to ask for information verifying your identity prior to disclosing any information to you. Should we ask for verification, the information you provide to verify your identify will be used only for that purpose, and all copies of this information in our possession will be destroyed when the process is complete.
We also offer Users the opportunity to have inaccuracies corrected in all information we maintain about them. To begin the process, email: firstname.lastname@example.org. Please provide sufficient information to allow us to identify you in our records and help us process your request.
If you do not wish to receive promotional emails from us, please let us know by using the opt-out response device that can be found at the bottom of every email we deliver or by emailing us at email@example.com. To help us process your request, please include sufficient information for us to identify you in our records (your email address will suffice). Please allow a reasonable time for us to process your request.
If you do not wish for us to share your PII with any third parties working on our behalf to serve our Customers, please let us know by sending your request to firstname.lastname@example.org. To help us process your request, please provide sufficient information to allow us to identify you in our records. Please allow a reasonable time for us to process your request. Please note that exercising these opt-out rights may limit your ability to receive the full range of Company’s products and services, or prevent the products and/or services from functioning.
Please note that, although you can opt not to receive promotional messages, we reserve the right to send you informational email messages about any administrative notices regarding the Site and our products/services, as permitted under the CAN-SPAM Act (15 U.S.C. §7701 et seq.).
If you are a resident of certain jurisdictions, you may also have the right to opt-out of any current or futures sale of your PII. To exercise this right in accordance with applicable law, please contact us at the following email address: email@example.com and write “Opt Out of the Sale of Personal Information” for the subject of your message. We reserve the right to ask for information verifying your identity and residency prior to disclosing any information to you or acting on your request. Should we ask for verification, the information you provide to verify your identity and residency will be used only for that purpose, and all copies of this information in our possession will be destroyed when the process is complete.
The security of your PII is important to us. We follow generally accepted industry standards and have put in place suitable physical, electronic, and administrative procedures to protect the PII submitted to us, both during transmission and once we receive it, and to guard that PII against loss, misuse or alteration.
Please note, however, that no method of transmission over the internet, or method of electronic storage, is 100% secure. Therefore, while we use commercially-reasonable means to protect your PII, we cannot guarantee its absolute security.
Company does not offer its services or promote its Site to, nor does it intentionally collect or retain PII from, children who are younger than 18 years of age. Site Users are cautioned, however, that the collection of PII submitted in an e-mail, electronically or through the Site will be treated as though it was submitted by an adult, and may, unless exempted from access by Federal or State law, be subject to public access. If you believe your child may have submitted PII to Company without indicating their actual age and would like it removed, please contact us at firstname.lastname@example.org and we will delete it immediately.
If you are a California resident, you may have certain rights and privileges under California State law, including without limitation the California Consumer Privacy Act (“CCPA”). To the extent that the CPPA applies, you can exercise any of the following rights by notifying us as described below:
We reserve the right to ask for information verifying your identity and residency prior to disclosing any information to you or acting on your request. Should we ask for verification, the information you provide to verify your identity and residency will be used only for that purpose, and all copies of this information in our possession will be destroyed when the process is complete. We strive to respond to your request within 45 days of receiving a verifiable consumer request however, we reserve the right to respond within 90 days when reasonably necessary.
We will not disclose or share your PII with third parties for the purposes of third party marketing to you without your prior consent.
Under California’s “Shine the Light” law, California residents who provide PII in obtaining products or services for personal, family or household use are entitled to request and obtain from us, once per calendar year, information about the Customer PII we shared, if any, with other businesses for their own direct marketing uses. If applicable, this information would include the categories of Customer PII and the names and addresses of those businesses with which we shared Customer PII for the immediately prior calendar year (e.g. requests made in 2019 will receive information regarding 2018 sharing activities). To obtain this information from us, please contact us at the following email address: email@example.com and write “Request for California Privacy PII” for the subject of your message. We will send you a reply e–mail within 30 days containing the requested information once we confirm your request. Not all information sharing is covered by the “Shine the Light” requirements and only that information which is covered will be included in our response.
Some web browsers may transmit “do-not-track” signals to websites with which the browser communicates. Our Site does not currently respond to these “do-not-track” signals.
Your information, including PII, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note we may transfer your information, including PII, to the United States or other jurisdictions and process it there. Your submission of information to us represents your consent to that transfer. Please note the EU has not adopted an adequacy decision with respect to data transfers to the United States, nor are we a participant in the EU-US Privacy Shield; however, we value your privacy and protect your data using reasonable information security practices.
From time to time, the Site may link you to other sites or applications (“Linked Sites”) that are not owned by Company. We do not control the collection or use of any information, including PII, which occurs during your visit to the Linked Sites. Further, we make no representations about the privacy policies or practices of the Linked Sites, and Company is not responsible for the privacy practices of these Linked Sites.
Be careful of disclosing any of your PII when leaving our Site. We encourage you to be aware when you leave our Site and to read the privacy statements of each and every website that collects PII.
From time to time, we may use your PII for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change materially at some time in the future, we will post the policy changes to our Site. If we have collected PII from you, we will notify you about the changes prior to making use of your information in new ways and will provide you with a reasonable opportunity to opt out of the new procedures before they are implemented. We will also honor opt out requests made following implementation of the new procedures, as discussed above.
If you believe that we are not following our stated information policy, you may contact us at the above address.
By accessing, registering an account or using this Site you agree to be bound by these Terms (as amended from time to time).
These Terms govern your use of the Site and access to the Service. These Terms are effective from August 2019.
You may not:
(a) use the Site for any illegal activity, for any activity that would cause us to breach any law or infringe the rights (including the intellectual property rights) of any other person;
(b) use the Site for any activity that is inappropriate, including any use that is obscene, offensive or abusive; or
(c) create a link to the Site from any other website, without obtaining our prior written consent.
Although we try to keep the content on this Site up to date, we do not make any warranty that the content, information or material available on this Site will be accurate, reliable or complete. To the fullest extent permitted by law, McCarthyFinch, its officers, directors and related companies accept no liability in relation to any errors, omissions, misstatements or inaccuracies that appear on this Site. We may modify, add or delete information displayed on this Site at any time without notice to you.
This Site will not necessarily operate on a continuous basis, and may be unavailable from time to time (including for maintenance). We may restrict or prevent your use or access to this Site at any time.
When you use the Site, to the fullest extent permitted by law, we will not be liable or responsible for:
(a) any loss, expense, damage, loss of profit, inconvenience, business interruption and/or loss or corruption of data suffered by you and arising out of or in connection with your use of this Site or the Services; and
(b) any loss or damage caused by spyware, viruses, worms or other items of a destructive nature that may be transmitted to your computer by your use of this Site.
(c) No third party is entitled to the benefit of, or to enforce, these Terms.
Except as set out in these Terms, nothing in these Terms gives you any right, title or interest in any content on this Site, including in any copyright in any correspondence from you through the Site. You grant us a non-exclusive, irrevocable, transferrable, sub-licensable right to use any content you submit to the Site for the operation of the Site and developing legal services powered by artificial intelligence.
You may not reproduce, adapt, copy, distribute or incorporate in any other work, any information, advice, content or material from this Site, without obtaining the prior written permission from us.
This Site may contain links to third party websites or content. We are not responsible for and do not control third party websites or content. We do not endorse, approve or make any warranties in relation to any third party website (or the information or material that is available on that website).
All complaints and enquiries should be directed to firstname.lastname@example.org in the first instance.
These Terms are governed by New Zealand law.